:root{--ink:#0E1A22;--ink2:#3E4D58;--ink3:#6A7883;--bg:#F4F5F3;--paper:#FFFFFF;--line:#DCE1DF;--navy:#0B2231;--navy2:#123447;--steel:#2C5A74;--brand:#1E5FC8;--brand-lt:#7FB0FF;--r:10px}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--ink);font:16px/1.6 system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;-webkit-font-smoothing:antialiased}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}
a{color:var(--steel)}
.skip{position:absolute;left:-999px}.skip:focus{left:12px;top:12px;background:#fff;padding:8px 12px;z-index:10}
.top{background:#fff;color:var(--ink);position:sticky;top:0;z-index:5;border-bottom:1px solid var(--line)}
.top-in{display:flex;align-items:center;justify-content:space-between;height:72px;gap:16px}
.brand{display:flex;align-items:center;text-decoration:none}
.logo{display:block;height:42px;width:auto}
.nav{display:flex;align-items:center;gap:22px}
.nav a{color:var(--ink2);text-decoration:none;font-size:.95rem}.nav a:hover{color:var(--navy)}
.btn{display:inline-block;background:var(--brand);color:#fff;font-weight:750;text-decoration:none;padding:13px 22px;border-radius:8px;border:2px solid var(--brand);transition:filter .15s}
.btn:hover{filter:brightness(1.06)}
.btn-sm{padding:7px 14px;font-size:.9rem;color:#fff!important}
.btn-ghost{background:transparent;color:var(--navy);border-color:#B9C6D0}
.hero{background:linear-gradient(180deg,#FFFFFF 0%,#FFFFFF 55%,#EEF3F9 100%);color:var(--ink);padding:56px 0 44px;border-bottom:1px solid var(--line)}
.hero-in{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center}
.hero-art{margin:0}.hero-art img{width:100%;height:auto;display:block}
.claim{display:flex;align-items:center;gap:14px;margin:14px 0 0;color:var(--navy);font-style:italic;font-weight:700;text-transform:uppercase;letter-spacing:.2em;font-size:.82rem}
.claim::before,.claim::after{content:"";flex:1;height:2px;background:var(--brand)}
.eyebrow{text-transform:uppercase;letter-spacing:.15em;font-size:.76rem;font-weight:750;color:var(--brand);margin:0 0 12px}
h1,h2,h3{line-height:1.12;margin:0;text-wrap:balance;letter-spacing:-.01em}
h1{font-size:clamp(2.1rem,4.6vw,3.2rem);font-weight:850}
h2{font-size:clamp(1.55rem,3vw,2.2rem);font-weight:820;margin-bottom:26px}
h3{font-size:1.04rem;font-weight:720;margin:10px 0 6px}
.lead{font-size:1.14rem;color:var(--ink2);max-width:58ch;margin:18px 0 28px}
.cta{display:flex;gap:12px;flex-wrap:wrap}
.facts{list-style:none;padding:0;margin:48px 0 0;display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.facts li{border-top:2px solid var(--brand);padding-top:12px;display:flex;flex-direction:column}
.facts b{font-size:1.04rem}.facts span{color:var(--ink3);font-size:.92rem}
.section{padding:72px 0}.alt{background:var(--paper);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.item{background:var(--paper);border:1px solid var(--line);border-radius:var(--r);padding:20px;transition:border-color .15s,transform .15s}
.item:hover{border-color:#B8C6CE;transform:translateY(-2px)}
.item p{margin:0;color:var(--ink2);font-size:.95rem}
.item.accent{background:#EAF1FC;border-color:#B9D0F5}
@media (min-width:901px){.grid .item.accent{grid-column:1/-1}}
.ico{display:inline-flex;width:40px;height:40px;border-radius:9px;background:#EAF0F3;align-items:center;justify-content:center}
.accent .ico{background:#D5E4FA}
.ico svg{width:22px;height:22px;fill:none;stroke:var(--steel);stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.accent .ico svg{stroke:#1A4FA8}
.steps{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(4,1fr);gap:14px;counter-reset:s}
.steps li{counter-increment:s;border:1px solid var(--line);border-radius:var(--r);padding:20px;background:var(--bg);display:flex;flex-direction:column;gap:4px}
.steps li::before{content:counter(s);display:inline-flex;width:30px;height:30px;border-radius:50%;background:var(--navy);color:var(--brand-lt);font-weight:800;align-items:center;justify-content:center;margin-bottom:8px}
.steps b{font-size:1.04rem}.steps span{color:var(--ink2);font-size:.95rem}
.two{display:grid;grid-template-columns:1fr 1.3fr;gap:44px;align-items:start}
.two p{color:var(--ink2);margin:0 0 14px}
.two .eyebrow{color:var(--brand);margin-bottom:12px}
.list{margin:0 0 14px;padding-left:18px;color:var(--ink2)}.list li{margin:4px 0}
.partner{font-size:.95rem;border-left:3px solid var(--brand);padding-left:12px}
.partner-badge{display:inline-flex;align-items:center;gap:10px;margin-top:22px;padding:9px 14px;border:1px solid #B9D0F5;background:#EAF1FC;border-radius:999px;color:var(--navy);text-decoration:none;font-size:.93rem}
.partner-badge:hover{border-color:var(--brand)}
.partner-badge svg,.safety-list svg{width:20px;height:20px;flex:none;fill:none;stroke:var(--brand);stroke-width:1.9;stroke-linecap:round;stroke-linejoin:round}
.safety{background:var(--navy);color:#fff}
.safety h2{color:#fff}.safety .two p{color:#CEDAE2}.safety .two .eyebrow{color:var(--brand-lt)}
.safety .btn{margin-top:6px}
.safety-list{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:12px}
.safety-list li{display:grid;grid-template-columns:auto 1fr;column-gap:12px;row-gap:2px;align-items:start;align-content:start;background:var(--navy2);border:1px solid #1D4660;border-radius:var(--r);padding:16px}
.safety-list svg{stroke:var(--brand-lt);grid-row:span 2;margin-top:2px}
.safety-list b{color:#fff}.safety-list span{color:#AFC2CD;font-size:.92rem}
.contact{display:grid;gap:10px}
.contact-line{display:flex;justify-content:space-between;align-items:center;gap:12px;background:var(--paper);border:1px solid var(--line);border-radius:var(--r);padding:15px 16px;text-decoration:none;color:var(--ink);flex-wrap:wrap}
.contact-line span{color:var(--ink3);font-size:.9rem}
.contact-line.big{background:var(--navy);border-color:var(--navy);color:#fff}
.contact-line.big span{color:var(--brand-lt);font-weight:700;text-transform:uppercase;letter-spacing:.1em;font-size:.76rem}
.contact-line.big b{font-size:1.3rem}
.contact-line.todo b{color:#C2410C}.contact-line.big.todo b{color:#FFC27A}
.foot{background:var(--navy);color:#AFC2CD;padding:24px 0;font-size:.9rem}
.foot-in{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap}
.foot a{color:#D3DFE6;margin-left:16px}
.legal{max-width:760px;padding:48px 20px 72px}
.legal h1{color:var(--ink);font-size:2rem;margin-bottom:24px}
.legal h2{font-size:1.15rem;margin:28px 0 8px}
.legal p,.legal li{color:var(--ink2)}
.todo-box{background:#FFF1E6;border:1px solid #F3C6A0;color:#7A3A0A;border-radius:8px;padding:12px 14px;font-size:.92rem}
a:focus-visible,.btn:focus-visible{outline:3px solid var(--brand);outline-offset:2px}
.foot a:focus-visible,.safety a:focus-visible,.contact-line.big:focus-visible{outline-color:var(--brand-lt)}
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}
@media (max-width:900px){.hero-in{grid-template-columns:1fr}.hero-art{max-width:460px}.grid{grid-template-columns:1fr 1fr}.steps{grid-template-columns:1fr 1fr}.two{grid-template-columns:1fr;gap:16px}}
@media (max-width:560px){.grid,.steps,.facts,.safety-list{grid-template-columns:1fr}.nav a:not(.btn){display:none}.logo{height:34px}.claim{font-size:.66rem;letter-spacing:.12em;gap:10px}.hero{padding:36px 0 32px}}